Technical Manuals

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Technical Manuals

Technical manuals are available for review online or for downloading.

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120-Byte Technical Specification

120-Byte Technical Specification Rev. 6.0
Updated: 04/15/2011
Detailed format specifications, record layouts, field definitions for 120-Byte batch processing.
Chip EMV
Updated: 09/15/2010
Bank Card Regulations 2010
Updated: 10/15/2010
UK Domestic Maestro and Switch/Solo
Updated: 04/15/2011
American Express
Updated: 03/31/2011
MasterCard Account Verification
Updated: 05/07/2010
Authorization Soft Descriptors
Updated: 02/05/2010
North American MasterCard Level 3 Processing
Updated: 11/17/2009
Fraud Filters
Updated: 11/02/2009
Accel PINless Debit and Star PINless Debit Refunds
Updated: 10/30/2009
International Processing Enhancements
Updated: 07/14/2009
Electronic Check Processing
Updated: 06/05/2009
RevolutionCard
Updated: 06/05/2009
RevolutionCard
Updated: 03/30/2009
Bank Card Regulations 2009
Updated: 10/16/2009
Visa Extension Record
Updated: 04/17/2009
Visa Extension Record
Updated: 03/04/2009
Account Verification
Updated: 02/06/2009
RevolutionCard
Updated: 02/03/2009

96-Byte Technical Specification

96-Byte Technical Specification Rev. 6.0
Updated: 04/15/2011
Detailed format specifications, record layouts, field definitions for 96-Byte batch processing.
Bank Card Regulations 2010
Updated: 10/15/2010
American Express
Updated: 03/31/2011
MasterCard Account Verification
Updated: 05/07/2010
Authorization Soft Descriptors
Updated: 02/05/2010
North American MasterCard Level 3 Processing
Updated: 11/17/2009
Fraud Filters
Updated: 11/02/2009
International Processing Enhancements
Updated: 07/14/2009
Electronic Check Processing
Updated: 06/05/2009
Bank Card Regulations 2009
Updated: 10/16/2009
Visa Extension Record
Updated: 03/04/2009
Account Verification
Updated: 02/06/2009

Please contact your account manager or Merchant Services for copies of:

Previous versions of 96-Byte Technical Specifications
80-Byte Technical Specification
DMGT Technical Specification

Additional Specifications

Account Updater Delimited File Technical Specification Rev. 3.3
Updated: 09/14/2010
Chargeback Multiple Document Upload Specifications Version 1.00 Rev. 2.3
Updated: 04/27/2012
Delimited File Reporting Technical Specification Rev. 2.2
Updated: 07/09/2013
Delimited File Reporting Technical Specification Rev. 2.1
Updated: 04/09/2013
Discover BIN Range File Specifications Version 2
Updated: 04/15/2011
Health Benefit Card Delimited BIN Range File Specifications
Reviewed July 2011
Making the Most of the Merchant Descriptor
Reviewed July 2011 (160Kb)
Instructions on setting up merchant descriptors that will appear on cardholder statements.
M Record Technical Specification
Reviewed July 2011(153Kb)
Detailed format specification, record layout and record use for the merchant or "M" record used to define the merchant name/product description appearing on cardholder statements. For 96-byte technical specifications only.
NetConnect Batch Interface Spec
Reviewed July 2011 (177Kb)
Notification of Change Technical Specification
Reviewed July 2011 (69Kb)
File layouts and field definitions for ECP Notification of Change Reports.
Online Authorization Connection Heartbeat Specification
Reviewed July 2011 (54Kb)
Heartbeat protocol file layouts and field definitions.

Online Technical Specification

Online Technical Spec
Updated: 04/15/2011
Detailed format specifications and field definitions for Online authorizations.
Bank Card Regulations 2010
Updated: 10/15/2010
UK Domestic Maestro and Switch/Solo
Updated: 04/15/2011
American Express
Updated: 03/31/2011
MasterCard Account Verification
Updated: 05/07/2010
Authorization Soft Descriptors
Updated: 02/05/2010
Fraud Filters
Updated: 11/02/2009
Accel PINless Debit and Star PINless Debit Refunds
Updated: 10/30/2009
RevolutionCard
Updated: 06/05/2009
Bank Card Regulations 2009
Updated: 10/16/2009
RevolutionCard Updated: 03/30/2009

Account Verification
Updated: 02/06/2009
RevolutionCard
Updated: 02/03/2009

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